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Australia

Verified guide to working and studying in Australia: the main routes, key costs and thresholds, work rights and official sources, checked for 2026.

  • 3 routes

Australia runs one of the most structured migration systems in the world: points tested skilled visas by invitation, employer sponsored visas with strict salary floors, and a student route with real financial capacity checks. None of the routes is automatic. This overview explains who each main visa is built for and what it honestly takes.

The main routes covered here are the points tested skilled visas (subclasses 189, 190 and 491), the employer sponsored visas (subclasses 186 and 482), the Student visa (subclass 500), and what comes after study, including the Temporary Graduate visa (485) and the Working Holiday programmes.

Quick view: Australia visas at a glance

VisaWho it fitsHeadline requirement
Skilled Independent visa (189)Skilled workers with no sponsorPoints tested, invitation only; threshold of 65 points
Skilled Nominated visa (190)Skilled workers a state will nominateState nomination adds 5 points
Skilled Work Regional visa (491)Skilled workers willing to live regionallyNomination or family sponsorship adds 15 points; 5 year visa
Employer Nomination Scheme visa (186)Workers with a sponsoring employerPermanent; employer nomination; salary at or above the income threshold
Skills in Demand visa (482), Core Skills streamWorkers with a sponsoring employer1 year of relevant experience; salary at or above the Core Skills Income Threshold
Student visa (500)Genuine students with real fundsGenuine Student test; AUD 29,710 living costs for 12 months, plus fees and travel
Temporary Graduate visa (485)Recent graduates in AustraliaUsually aged 35 or under, with an eligible recent qualification
Working Holiday (417) and Work and Holiday (462)Young travellers from eligible countriesYour passport country must be on the eligible list

Skilled Independent visa (subclass 189)

The 189 is points tested and needs no employer, state or family sponsor. You start with an Expression of Interest in SkillSelect, and you can only apply if you are invited. You need an occupation on the relevant skilled list, a positive skills assessment, at least competent English, and you must be under 45 when you are invited.

The threshold is 65 points, but the Department of Home Affairs is clear that meeting the minimum does not guarantee an invitation. Invitations go to the highest ranked profiles, so a competitive points score matters far more than the pass mark.

State nominated and regional visas (subclasses 190 and 491)

  • Subclass 190: state nomination adds 5 points to your score. The visa is permanent, and states nominate against their own occupation lists and criteria, which change over time.
  • Subclass 491: nomination or eligible family sponsorship adds 15 points. It is a 5 year provisional visa, and you must live, work and study only in designated regional areas. Permanent residence can follow later through the subclass 191 visa.

Employer Nomination Scheme visa (subclass 186)

The 186 is a permanent visa that is employer driven, not points tested. Its streams are Direct Entry, Temporary Residence Transition and Labour Agreement. Direct Entry generally needs a positive skills assessment and at least three years of relevant experience. The position must be genuine and available for at least two years after the visa is granted, and the salary must meet both the annual market salary rate and the Core Skills Income Threshold. Sponsorship cannot be bought: paying an employer for a nomination is not a route, it is a red flag.

Skills in Demand visa (subclass 482)

The Skills in Demand visa replaced the Temporary Skill Shortage visa on 7 December 2024. It is a temporary visa for up to four years, with Specialist Skills, Core Skills and Labour Agreement streams. The Core Skills stream works from the Core Skills Occupation List.

  • Key requirement, Core Skills stream: an approved sponsor, an occupation on the Core Skills Occupation List, and at least one year of relevant experience in the last five years.
  • Salary: at least the annual market salary rate, and at least the Core Skills Income Threshold, which is AUD 79,423 for nominations lodged on or after 1 July 2026. The thresholds are indexed every 1 July.
  • Pathway: the 482 can lead to permanent residence through the 186 Temporary Residence Transition stream.

Student visa (subclass 500)

The Student visa is for full time study with a registered provider, confirmed by a Confirmation of Enrolment. You must also meet the Genuine Student requirement, which tests whether your study plan is genuine and coherent.

  • Financial capacity: you must show funds covering travel, the first 12 months of course fees, and 12 months of living costs: AUD 29,710 for the student, plus AUD 10,394 for a partner and AUD 4,449 for each child coming with you.
  • Work rights: up to 48 hours per fortnight while your course is in session, and more during scheduled course breaks.
  • Recent rule changes: new rules from 2 October 2026 changed who can apply while in Australia and how family members can be included, so check the current settings before planning around them.

After study, and short stay work rights

The Temporary Graduate visa (subclass 485) lets eligible recent graduates stay and work in Australia after study; most applicants must be aged 35 or under. The Working Holiday visa (417) and Work and Holiday visa (462) offer 12 months of travel with work rights, but only for passport holders of listed eligible countries. Pakistan is not eligible for either programme, so a Working Holiday visa is not an option on a Pakistani passport.

Who this is for

These routes fit skilled workers with an assessable occupation, real experience and English scores who can build a competitive points profile; workers with a genuine Australian employer ready to sponsor them at a lawful salary; and students with real funds and a coherent, documentable study plan.

Who this is NOT for

They do not fit anyone wanting a guaranteed invitation, a sponsorship they can buy, or full time work on a student or visitor visa. They do not fit anyone sitting near the 65 point minimum with no plan to improve it, anyone planning a Working Holiday visa on an ineligible passport, or anyone treating a tourist visa as a work route.

The honest limits

Australia is competitive and rule dense. A points profile that was invited last year can stop being invited; occupation lists, state criteria and salary thresholds all move. Decisions rest with the Department of Home Affairs, the skills assessing authorities and state governments. Nothing here guarantees an invitation, a nomination, a sponsorship or a grant, and this overview is general information, not legal advice.

Frequently asked questions

Q: Is 65 points enough for a skilled visa invitation?

A: 65 points is only the threshold to be in the pool. The Department of Home Affairs states that meeting the minimum does not guarantee an invitation, and invitations go to the highest ranked Expressions of Interest.

Q: How much money do I need to show for a Student visa?

A: Enough to cover travel, your first 12 months of course fees, and 12 months of living costs: AUD 29,710 for you, plus AUD 10,394 for a partner and AUD 4,449 for each child coming with you.

Q: What is the Core Skills Income Threshold?

A: AUD 79,423 for nominations lodged on or after 1 July 2026, as published by the Department of Home Affairs. A sponsored worker must be paid at least the annual market salary rate and at least this threshold, and the figure is indexed every 1 July.

Q: Can I work full time on a Student visa?

A: No. Student visa holders can work up to 48 hours per fortnight while their course is in session, with more allowed during scheduled course breaks.

Q: Can I get a Working Holiday visa on a Pakistani passport?

A: No. The Working Holiday (417) and Work and Holiday (462) visas are only open to listed eligible countries, and Pakistan is not eligible for either. The realistic doors are the skilled, employer sponsored and student routes.

Q: Can an employer sponsored visa lead to permanent residence?

A: Yes. The Skills in Demand 482 can lead to the permanent Employer Nomination Scheme 186 through the Temporary Residence Transition stream, and the 186 itself is a permanent visa.

Your next step

Not sure which route fits, or whether your points are honestly competitive? Book a free 20 minute consultation. We will check your occupation, experience, English level and funds, and tell you plainly which route is realistic.

NVConsult provides education and application guidance, not legal advice. No visa, job or outcome is guaranteed. Decisions rest solely with embassies, authorities and employers.

Sources

The facts on this page are taken from the Australian Department of Home Affairs:

Last verified: 22 October 2026

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